Private Pay Home Care
Flexible, High-Quality Care — On Your Schedule
Not everyone qualifies for a Medicaid waiver and that’s okay. Many families choose private pay home care because it offers more flexibility, faster start times, and no eligibility paperwork. Whether you’re paying out-of-pocket, using long-term care insurance benefits, or tapping into retirement funds, Nobility Home Care is here to help.
Why Families Choose Private Pay
💚 No Waiting for Approval Skip the weeks-long waiver application process. We can often start care within a few days.
💚 Total Flexibility Build a care plan that fits your family from a few hours a week to 24/7 live-in care.
💚 No Eligibility Requirements Private pay means no income limits, no disability assessments, no paperwork.
💚 Same Compassionate Care Every client gets the same carefully matched caregivers and high-quality care, regardless of how they pay.
How Private Pay Works
- Free Consultation — We meet with your family (in person or over the phone) to understand your loved one’s needs.
- Custom Care Plan — We design a schedule and care plan tailored to your family.
- Caregiver Match — We carefully match your loved one with a caregiver whose skills and personality fit.
- Start Care — In most cases, care can begin within a few days.
- Transparent Billing — Simple hourly rates, clear invoices, no hidden fees.
What Does Home Care Cost?
Rates vary based on the level of care, hours per week, and whether you need overnight or live-in support. We offer competitive rates for the Philadelphia region and will provide a clear, transparent quote during your free consultation.
Long-term care insurance accepted — we’ll work directly with most major insurance providers to handle reimbursement paperwork on your behalf.
Who Private Pay Is Right For
- Families whose loved ones don’t qualify for Medicaid waivers
- Clients with long-term care insurance policies
- Families who want to start care quickly, without waiting for state approval
- Clients who need flexible or overnight care schedules
- Families supplementing Medicare with additional private care
Our Private Pay Services
We provide the full range of home care services for private pay clients:
- Personal care (bathing, grooming, dressing)
- Mobility and transfer assistance
- Meal preparation and feeding
- Medication reminders
- Light housekeeping and laundry
- Companionship and emotional support
- Transportation to appointments
- Respite care for family caregivers
- Overnight and 24-hour live-in care